Does jewelry insurance cover jewelry?

Ensure that the policy adequately covers the value of your jewelry collection, including high-value items or unique pieces. Different insurers may provide varied coverage options, such as blanket coverage for the entire collection or itemizing individual pieces. Evaluate these options to align with your specific needs.

How do I choose the best jewelry insurance company?

(See our methodology on how we chose the best jewelry insurance companies.) Jewelers Mutual policies are a strong option for those wanting more than just insurance coverage. Policies cover normal wear and tear, and can include things like prong retipping, broken or bent prongs, pearl restringing, and stone tightening.

What is the best jewelry insurance coverage?

If you're looking for the absolute best jewelry insurance coverage, a specialized policy is the right choice. Because it's a very specific coverage tailor-made to a piece of jewelry or a watch, you'll get additional coverage you may not get with a homeowners rider. Additionally, it's most often the smarter money-saving option.